The Bellinger River flows through the Bellinger Valley in New South Wales, passing through the towns of Thora, Bellingen, Fernmount, Raleigh, Mylestrom, and Urunga before reaching the coast. The river transitions from freshwater in the upper reaches near Bellingen township to a tidal section as it approaches the sea, with the tidal influence visible on the banks through wet sand and root markings. The full run from Bellingen to Urunga is achievable as a multi-day trip, with at least one overnight camp required.

The most accessible and popular paddling stretch begins in Bellingen, where canoes and kayaks can be launched below the bridge in the centre of town. The river here is calm flatwater, suitable for beginners and all fitness levels. The lower section approaching Urunga can become more challenging depending on wind and tide conditions, and the full river-to-coast journey should not be underestimated in terms of difficulty and personal risk. Paddlers undertaking the full run are advised to carry sufficient water, food, and survival equipment, and to carry a Personal Locator Beacon. Informing reliable contacts of your plans is also recommended.

The river passes through a landscape of farms and natural bushland, offering encounters with wildlife including dolphins, koalas, egrets, eagles, and leaping fish. A notable local feature is a herd of dairy cattle that crosses the river daily, which paddlers on afternoon tours regularly witness. The river also features hidden estuaries and billabongs accessible from the main channel.

The Bellinger River holds cultural significance as part of Gumbaynggirr country, and the area has a history connected to former logging operations. Guided tours operating out of Bellingen offer flatwater, whitewater, sunset, and full moon options using stable, flat-bottomed canoes and kayaks equipped with footrests and backrests. Tours are available seven days a week including public holidays. Dry bags are available for purchase to protect cameras and valuables. Independent paddlers have used the stretch between Bellingen and Urunga with two vehicles for a straightforward shuttle arrangement.