Banks Lake is a 27-mile long, 2-mile wide reservoir in north central Washington, offering diverse paddling opportunities. The lake features a mix of basalt cliffs, granite islands, and rocky coves, creating an intriguing landscape for exploration. Popular access points include Steamboat Rock State Park, which has wide sandy beaches and a boat launch, as well as Northrup Point and Jones Bay.

Paddlers should be aware that Banks Lake can experience strong winds, particularly in the afternoons. The lake tends to channel prevailing weather, with winds often blowing up or down the lake. Waves up to 2 feet can occur in more exposed areas. The area around Steamboat Rock can have particularly unpredictable wind patterns.

Several noteworthy paddling routes exist. The State Park Loop (6 miles) offers a sheltered experience around Devil's Punch Bowl. The Northrup Point Loop (8.5 miles) showcases an interesting mix of basalt cliffs and granitic formations. For a longer adventure, paddling the entire length of the lake (about 30 miles) can be done as a multi-day trip.

Spring (April-May) and fall (September-October) are ideal paddling seasons, offering pleasant temperatures and fewer crowds. Summer can be quite hot, though the warm water temperatures make for enjoyable swimming. Winter paddling is possible on mild days, potentially offering solitude.

Wildlife viewing opportunities abound, with the lake being a popular spot for birding in spring and fall. The lake is also known for excellent fishing, particularly for smallmouth bass and walleye. Paddlers should be prepared to share the lake with powerboats, especially on summer weekends.

Camping options include Steamboat Rock State Park, which requires reservations, and various sites along the western shoreline for multi-day trips. Paddlers should bring their own drinking water, as the lake water is not recommended for consumption due to potential contaminants.