The North Fork Salt Creek is a significant tributary of Salt Creek in south-central Indiana, flowing through the rugged hills of Brown County before emptying into Lake Monroe. This waterway originates in the forests north of Nashville, Indiana, and meanders southward, carving a path through the picturesque landscape of the Hoosier National Forest. The most notable paddling opportunity on the North Fork Salt Creek is found in its lower reaches, where it forms part of Lake Monroe's backwater area. This section, known as the North Fork Wildlife Refuge Backwater, offers a unique wilderness paddling experience from April 15 to October 1 each year.

The put-in is located approximately 4 miles from the small community of Story, Indiana, with the journey ending at the north end of Lake Monroe. This flatwater section spans roughly 4 miles and is suitable for novice to intermediate paddlers. The calm waters and gentle current make it an ideal destination for those seeking a peaceful retreat. Kayaks are the preferred watercraft for navigating this area due to its secluded nature and potential for shallow spots.

The best times to paddle are typically late spring through early fall when water levels are optimal and wildlife is most active. Paddlers should be prepared for changing weather conditions and bring appropriate gear for sun protection and potential rain.

The North Fork Wildlife Refuge Backwater is a haven for diverse flora and fauna. Paddlers may encounter great blue herons, bald eagles, and various waterfowl. The shoreline is adorned with native hardwoods, creating a stunning backdrop, especially during the fall foliage season.

Key landmarks include the transition from the creek proper into the lake's backwater, where paddlers can explore hidden coves and inlets. The area's remoteness is one of its defining features, with minimal development along the shores. Access to this section is limited, emphasizing the importance of proper planning. The nearest town of significance is Bloomington, about 20 miles to the northwest, where paddlers can find supplies and accommodations.

Historically, the North Fork Salt Creek played a role in early settlement patterns of the region, with its valley providing routes for pioneers and later, a source of water for small communities that developed along its banks.

Safety considerations include being aware of submerged obstacles, particularly in low water conditions, and the potential for rapidly changing weather. Paddlers should always wear life jackets and inform others of their trip plans.

While multi-day trips are not typical on this short section, the surrounding Lake Monroe offers extended paddling opportunities for those looking to combine their North Fork experience with a longer adventure on the lake itself.