Banks Lake, located in Lanier County, Georgia near the town of Lakeland, is a unique 1,000-acre blackwater lake that serves as the centerpiece of Banks Lake National Wildlife Refuge. This shallow, cypress-studded lake was formed over 150 years ago when a natural Carolina bay was dammed to power a grist mill, creating one of the most distinctive paddling destinations in south Georgia.

The primary access point is at the refuge's public use area off State Highway 122, approximately one mile south of Lakeland. This site features a two-lane boat ramp, accessible fishing piers, restrooms, parking for vehicles with boat trailers, and an information kiosk. Banks Lake Outdoors, the on-site concessionaire, offers canoe, kayak, and small boat rentals for those without their own watercraft.

Paddlers should be aware of several hazards unique to Banks Lake. The lake contains numerous submerged stumps, snags, and logs throughout, making it suitable only for slow-speed navigation. These obstacles actually limit large motorboat traffic, creating ideal conditions for quiet paddling. Personal watercraft and air-thrust boats are prohibited. The lake is also home to healthy alligator populations, and visitors should maintain respectful distances from wildlife.

The paddling experience at Banks Lake is distinctly wilderness-oriented. Moss-draped cypress trees rise from tannin-stained waters, creating an enchanting, almost primordial atmosphere. The lake's interior features extensive stands of cypress interspersed with water lilies, providing opportunities for solitude even during busy periods. Wildlife observation is exceptional, with great blue herons, wood storks, ospreys, sandhill cranes (in winter), and various wading birds commonly spotted. The refuge's 633 acres of open water blend with 676 acres of cypress swamp and 582 acres of freshwater marsh. Water levels fluctuate seasonally, with periodic drawdowns conducted to control aquatic vegetation. While fishing is popular, with largemouth bass being the primary target, the refuge's emphasis on wildlife conservation creates an ideal setting for contemplative paddling and wildlife photography.